8 Hour Homebuyer Workshop- LIVE

About Course
By enrolling in this workshop, you’re taking an important step toward achieving your dream of homeownership.
In this course, we’ll help you determine if homeownership is the right choice for you, assess your financial readiness, and guide you through the steps to buy a home with confidence.
Here’s what we’ll cover:
- Setting financial goals
- Determining if homeownership is right for you
- Assessing your current financial situation
- Preparing buying a home – the timeline, steps in the process, key members of your homeownership team and the cost of homeowenrship.
- How to determine how much you can afford to spend.
- How to determine if you are ready for homeownership.
By the end of this workshop, you’ll have the tools and knowledge to confidently move forward in your homeownership journey. Let’s get started!
Course Content
Opening Session
Session 1: Are You Ready to Buy a Home?
Topic 1: Understanding Financial Capability
Topic 2: Set Your Financial Vision: Involve the Entire Household
Topic 3: Quantify Your Goal of Homeownership: SMART Goals
Topic 4: Assess Your Financial Outlook for Homeownership: The 4 C’s of Credit and Understanding Housing Ratios
Topic 5: Make an Action Plan: Steps in the Homebuying Process
Topic 6: Make an Action Plan: Understanding the Mortgage Payment
Topic 7: Make an Action Plan: Other Costs of Homeownership
Topic 8: Plan How Much You Can Afford to Spend on a House: Calculate Gross Monthly Income
Topic 9: Calculating Total Monthly Debt
Topic 10: Estimating Your Monthly Mortgage Payment with the Interest Factor Table
Topic 11: Prequalifying Yourself for a Mortgage
Session 1 Self Assessment
Session 2: Managing Your Money
Topic 12: Assessing Your Current Financial Situation
Topic 13: Getting started with making a plan for your money
Topic 14: Track income and expenses
Topic 15: Make adjustments to manage your cash flow
Topic 16: Build your savings: The importance of saving
Topic 17: Make adjustments to manage your cash flow
Topic 18: Develop a realistic spending plan: Tips for writing your spending plan
Topic 19: Review and Ways to Stay on Track
Topic 20: Know when and how to get help
Session 3: Understanding Credit
Topic 21: Obtain and review your credit report and score: Know What Your Credit
Topic 22: The importance of good credit
Topic 23: Track income and expenses
Topic 24: Understand credit scores
Topic 25: Credit problems
Topic 26: Improving your credit
Topic 27: Avoid and Handle Identity Theft and your Rights
Session 4: Obtaining a Mortgage Loan
Topic 28: Understanding what a mortgage is
Topic 29: Loan Fees
Topic 30: Applying for the Loan
Topic 31: Get Your Loan Pre- Approved
Topic 32: Shop Around for the Right Lender and Loan Product and Access to down payment assistance.
Closing Session
Earn a certificate of completion

Student Ratings & Reviews
It was a lot to take in but very informational. Some information I knew already some new. I am happy I can go back to review some information if needed. thank you!
This course was super educational and informative. It really helped me understand and opened my eyes to all the different opportunities available to me. The host was very patient and knowledgeable as well.
Excellent
This was really informative, great instruction, and group activities.
Great
10+