Are You Ready to Buy a Home?

First Time Homebuyer Education: Essentials for Buying a Home

Welcome to the First Time Homebuyer Education course, your comprehensive guide to understanding the homebuying process. Whether you’re a new buyer or seeking to refresh your knowledge, this course is designed to equip you with the tools and insights necessary to make informed decisions and achieve successful, long-term homeownership.

Why This Course Matters:

Successfully completing this course is often a requirement for many down payment assistance and loan programs. It’s an invaluable resource for both new and experienced homebuyers, offering a great opportunity to become a more educated and confident homebuyer.

Course Structure:

The course consists of 7 lessons, each with a short quiz at the end. You’ll find the material broken down into clear, understandable topics that you can start and stop whenever you need. Additionally, this course includes a collection of fillable or printable forms, worksheets, checklists, and an interactive workbook to guide you through the entire process.

Course Topics Include:

• Budgeting for Your Household: Learn how to create a budget and determine what you can afford.
• Understanding and Evaluating Credit: Gain insights into your credit score and how to use credit wisely.
• Title Insurance and Closing Process: Understand the importance of title insurance and what to expect during closing.
• Working with a Real Estate Agent: Find out how to select an agent who truly understands your needs and budget.
• Home Inspections: Learn the scope and value of conducting thorough home inspections.
• Choosing Insurance Policies: Get guidance on selecting the right insurance policies for your home.
• Maintaining Your Home: Discover tips for maintaining your home to ensure it remains a valuable and appreciating asset.

Certification and Support:

Upon completing the course, you’ll receive a certificate of completion, which can be used to apply for eligible loans, grants, or down payment assistance programs that require homebuyer education.

Please Note: While most lenders and assistance programs accept a homebuyer course certificate from any HUD-approved housing counseling agency, it’s important to verify with your specific lender or program before registering to ensure this course meets their requirements.

Additionally, this course includes the opportunity to speak with one of our certified counselors. Whether you have questions or need further assistance, we’re here to support you every step of the way.