The Urban League of the River Valley’s (ULRV) Financial Empowerment Center (FEC) is committed to helping individuals and families gain control of their financial futures through our comprehensive Credit Counseling Program. This program is designed to empower clients by providing the tools, knowledge, and support they need to improve their credit standing, manage debt, and build a strong financial foundation.
What We Offer:
Our Credit Counseling Program is a free public service available to all residents, offering both group sessions and personalized one-on-one counseling. Whether you are struggling with poor credit, managing existing debt, or simply looking to improve your credit score, our professionally trained counselors are here to help. The program includes:
- Credit Report Analysis: Our counselors will help you understand your credit report, identify errors, and guide you through the process of disputing inaccuracies.
- Debt Management Strategies: We provide personalized plans to help you manage and reduce your debt, including advice on consolidating loans and negotiating with creditors.
- Credit Improvement Plans: Our counselors will work with you to create a plan to build or repair your credit over time, offering tips on how to use credit responsibly and increase your credit score.
- Budgeting Assistance: Effective credit management starts with a solid budget. We assist clients in creating a realistic budget that helps them manage expenses, save for the future, and avoid further debt.
- Ongoing Support and Education: Our program doesn’t stop with one session. We offer ongoing support and educational resources to help you stay on track and continue improving your financial health.
Why It Matters:
Credit health is a crucial component of financial stability, affecting your ability to buy a home, secure loans, and achieve other financial goals. The FEC Credit Counseling Program is designed to address the unique challenges faced by our community, particularly those in underrepresented and underserved populations. By providing access to free, high-quality credit counseling, we aim to eliminate the barriers to financial success and empower our clients to build a brighter, more secure future.
Our Commitment:
At ULRV’s Financial Empowerment Center, we believe that financial stability is within everyone’s reach. Our Credit Counseling Program is guided by the principles of integrity, transparency, and client-focused service. All counseling is provided in accordance with the National Urban League’s (NUL) Counselor Training Standards and Code of Ethics, ensuring that our clients receive the highest level of professional care.
Whether you’re looking to repair your credit, manage your debt, or simply gain a better understanding of your financial situation, the ULRV FEC Credit Counseling Program is here to support you every step of the way.
